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| CROP INSURANCE ADVISOR |
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| Target
Client: General Insurance
Corporation, Ministry of Agriculture, GOI; |
| State Department of Agriculture
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| Crop Insurance Applications: |
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- Estimate area of specified crop in each mandal /
tahsil after mid-point of rabi season, and towards
end of kharif season from satellite data
- Investigate anomalous area (difference between area
reported by Financial Institutions and satellite derived)
through ground surveys using GPS
- Monitor poor crop condition areas through the crop
season, and investigate on ground for advance intimation
of yield reduction
- Investigate satellite derived poor crop areas and
those from crop cutting experiment, to check adequacy
and reliability of CCE data
- Develop satellite based crop productivity models
for cereal and other crops
- Rapid and detailed damage assessment after disaster
such as floods, cyclone, drought and others
- Supply Crop Health Alert products on subscription
basis for current year, and customized services for
selected past year and State
- Develop GIS of defined area for user friendly viewing,
querying and analysis on agricultural situation
- GIS for office operations of crop insurance
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| Benefits: |
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- The use of advanced technologies will provide greater
credibility to current efforts towards Re-insurance
since these technologies are being used in developed
countries such as USA.
- Unbiased, objective and independent data to cross-check
and supplement other field information inputs. The
very fact of independent information source will check
unbridled inflated claims, and periodic independent
ground investigations based on satellite and GIS detected
anomalous areas will further limit such claims. Limiting
spurious claims becomes important due to heavy subsidy
from the State government
- The remote sensing data on crop area and relative
productivity levels will be available well before
the cut-off date for receipt of DES provided crop
yield data, facilitating adequate ground validation.
In -season monitoring will assist monitoring of crop
progress and provide advance warning of expected claims
after the season.
- The geo-referenced GIS database provides the basis
for reliable analysis
- The use of advanced technologies will facilitate
progress towards individual based assessment, and
towards commercial premiums in future.
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